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For example, Jackson Hewitt charges a 35.96% APR financing fee on loans between $100 and $1,500.

They also have a no fee loan option that comes with 0% APR.

If you need money now, then a tax refund advance loan is probably better than a payday loan or a title loans that have exorbitant interest rates, often up to 300% APR.

Or if you have good credit, you can qualify for a 0% APR credit card offer.

“We are now seeing what it means for the Trump Administration to destroy the Consumer Financial Protection Bureau — it is letting off scot-free a deceptive company that claimed 0% APR for payday loans of 400% APR or higher, with interest disguised in fake ‘tips’ and ‘donations’ that virtually everyone was forced to pay,” Lauren Saunders, associate director at the nonprofit National Consumer Law Center, said in a statement reported by CNN.