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As long as the drug remains illegal under federal law, many big financial institutions will avoid working with cannabis companies, limiting their ability to get business loans, open bank accounts and accept credit cards.

In some cases, humanitarian organisations open bank accounts in Thailand so that they can privately receive aid funds, then carry the money over the border into Myanmar in cash.

I am 26, I have four digits in my bank account, and I have no health insurance and I am running for Congress.

“If you get an email or text claiming there's an urgent issue with your bank account, a package delivery, a prize you’ve won or a service you use, don’t click on any links,” Nicoletti said.

It is usually paid into a bank account every four weeks.