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First-time buyers and those looking for entry-level housing need to be flexible about location and the type of housing they buy, Beacher said.

For sellers, Beacher recommends pricing their home appropriately and considering offering closing-cost credits to help buyers buy down their interest rate to make their payment more affordable.

Still, there’s no expectation that mortgage rates will go down in the near future, and there’s also no evidence that prices will drop either, Beacher said.

“Your first house isn’t your forever house,” Beacher said.

“I coach all of my clients to stay in the game if they have the means to buy,” Beacher said.