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Her cash card had been used in towns across the south-east of England, from Hove to Margate and Ramsgate in Kent.

Some cards — especially generic cash cards from Visa or MasterCard — will start accruing inactivity fees if they’re not used for a year, which eats away at their value.

Department of Health and Human Services is working to revise its guidance on how much government grant money can be spent on prizes, rewards and cash cards.

With the new cash card, users could choose to round up their change to the nearest dollar and invest it in assets of their choice, Robinhood said.

“So we said ‘Why shouldn’t the debit card or a cash card have the same kind of rewards?