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A senior official said the move would not lower fees on its own, but increased transparency should cut them down by giving tens of millions of renters a chance to comparison-shop.

McBride suggested that consumers comparison-shop to find the best rates on high-yield savings accounts.

The agency says such price disclosure will help people comparison-shop and may ultimately help slow rising medical costs.

And while rising gas prices drive consumers to comparison-shop more, falling prices ease the need to do so — reducing competitive pressure.

But, typically, consumers don’t comparison-shop, preferring to choose convenience or the provider their doctor recommends.