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Importantly, during MGARA’s existence in 2012 and 2013, insurers were permitted to offer trimmed-down health plans — they weren’t required to offer maternity care coverage, for example, a huge cost center.

AI ethics is “seen as a cost center, not a revenue center,” Chowdhury said.

“For most of these organizations, security is a cost center. It’s a line item on the budget without an immediate benefit. ... You crash and burn, and only then you feel, ‘Oh, I should have had a fire department.’”

Currently, the software for us is entirely a cost center.

As I said, we are mostly a software company, so the vast majority of our engineering payroll is effectively servicing a cost center, which is interesting.