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But the cross-party PAC, which assesses value for taxpayers' money, says £400m is yet to be paid back, and less than half of borrowers had started repayments.

In January, John Griffiths, MS for Newport East, wrote to Skates on behalf of the cross-party group in the Senedd on active travel, expressing "considerable concern".

The bill - which has cross-party support - would compel banks and regulators to check for issues such as cognitive decline, and greater scrutiny over whether an attorney is abusing their LPA powers.

The bill - introduced by the MP Fabian Hamilton - has cross-party support, and is shaped in part by the BBC's investigations and the huge public response to the cases raised.

In the Commons on Wednesday, the Labour chair of the cross-party work and pensions committee, Debbie Abrahams, supported moves to get people back into work.