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The EBA gave no indication how much an integrated IT system based on the data dictionary would cost or how much money would be saved by banks in the longer run.

A first step will be to create a common “data dictionary” to ensure the data reported from banks across the EU is comparable so that regulators can analyse bloc-wide trends and build-up of risks.

“We spent almost a decade building a data dictionary before starting the guide,” Birnbaum said.

Dragon Naturally Speaking’s vertical approach to transcription in the legal and medical community has become an invaluable and reliable tool, but its accuracy is really driven by a limited data dictionary and the fact that it only has to do transcription, not cognition or actions like Siri, Cortana, or Google Voice.

Instead, you’ll see a link to an extremely unfriendly 51-page “data dictionary and methodology document” and a link to the Data Explorer Tool with instructions on how to use it.