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Rick Dinger, president of Crescenta Valley Insurance, said renters policies often offer at least $25,000 to replace damaged personal property and help you find and pay for a new place to live.

“The situation has been a train wreck coming down the track for a while,” said Rick Dinger, president of Crescenta Valley Insurance, an independent brokerage in Glendale.

“We’re seeing the rates go up significantly,” said Rick Dinger, president of Crescenta Valley Insurance, an independent brokerage in Glendale, who calls the current business environment “the new world order for rental insurance.”

Dinger said his brokerage used to place renters with about a half dozen or so carriers, but now they rely largely on just two and each has become more selective in who they will cover.

You endure a regular-season OPS of .654 for a postseason of two homers, eight RBIs, and a go-ahead dinger against the San Diego Padres in the deciding Game 5 of the division series.