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This democratization has been driven largely by industrialization and the diversification of distribution channels, which have reshaped the availability and affordability of these products.

But with diversification, you get the same or higher returns, and lower overall risk.

One target, for instance, works in climate diversification, which is about making sure transitions to clean energy can be done without people losing jobs or disruptions to the food supply chain.

To evaluate evolutionary trends, the researchers applied phylogenetic comparative methods to assess phenotypic and lineage diversification, while disparity analyses quantified the extent of morphological variation across anglerfish clades and habitats.

But doctors are trained in medicine; firefighters know how to fight fires; teachers teach — why do we all have to learn about index funds and diversification too?