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Some observers pointed to then-President Barack Obama's 2015 executive order mandating at least seven paid sick days for employees of federal contractors—but with an exclusion clause for rail workers.

The best option for finding term life insurance for your husband would be to seek an independent agent who will advocate for you and seek an underwriter willing to build a custom pre-existing conditions exclusion clause into a term policy.

The change reflects lingering resentment over the fact that insurance companies had seized upon a “riot exclusion clause” to deny claims filed by Greenwood property owners.

In 2016, the American Correctional Association — the voice of the U.S. corrections profession since 1870 — passed a resolution calling for repeal of the 13th Amendment’s exclusion clause.

The 13th Amendment abolished slavery and involuntary servitude, but its exclusion clause specifies that the amendment doesn’t apply to “punishment for crime whereof the party shall have been duly convicted.”