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"Bank of England policymakers have been warning on inflation and lingering uncertainty, so further rate cutting relief for homeowners looks to be an unlikely outcome from this month's meeting," said Paul Heywood, chief data and analytics officer at credit agency Equifax UK.

The three rowers ruled out are Matt Heywood - a former under-23 world champion - Molly Foxell and Kate Cowley.

Mark Heywood KC, defending Alesbrook, said the defendant was "very young and very immature" at the time of the offences, but was "capable of being a very caring father figure".

"They didn't come to help, did you ever understand why?" prosecutor Mark Heywood KC asked.

Prosecutor Mark Heywood KC said: "Do you understand that contemplating sending, or sending this document like you told police, could endanger British citizens?"