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The list was compiled with information from car and solar panel companies, public utilities, homeowners and the Department of Motor Vehicles.

Many homeowners who lost their homes in the fires said insurers had dropped their policies last year, adding to the devastation.

And many homeowners coming off fixed deals signed before interest rates started rising in mid-2021 will still find themselves in a higher mortgage rate environment.

I found that with good hustling skills a Banksied homeowner might see their bank balance expanded, but it's not an easy process.

"With rates high and inventory low, remodeling is currently the more appealing option for many homeowners"