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The company is also set to launch next month its margin account Avenue Pro, which will allow lending to investors using deposits in the account as collateral.

Here too, Robinhood recently offered a nudge to customers who qualify for a margin account.

Customers start out with a margin account, which allows them to borrow money to trade and amplify both their gains and their losses.

Ms. Dewart also discovered that the Exxon stock and other investments were being held in a margin account, which lets customers use borrowed shares to make bigger bets, potentially amplifying gains and losses.

Once you have a margin account, everything you b buy is financed by a bit of your cash and a bit of your loan with the margin broker.