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“Most insurance policies, typically, unless you have flood insurance, don’t cover groundwater,” said Mark Eaton of MSB Disaster Recovery in Agoura Hills.

The ship's cargo, timber, had caught fire on Saturday, and while the ship itself was not burning, the fire was difficult to extinguish, MSB said in a statement.

"The ship contains large amounts of fuel and MSB has started preparations to be able to support with resources in case of a potential leak," it said.

The board’s final plan “raises an inference of intentional discrimination, by unnecessarily dividing the MSB in ways which dilute the effective strength of MSB voters,” the lawsuit states, with MSB referring to Matanuska-Susitna Borough.

NP: Can you explain what an MSB rule is?