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Social security payments were reduced, and many more jobs did not provide any avenue for retirement savings.

However, some providers say they use these payments to subsidise the cost of the free hours for three and four-year-olds.

“On a Social Security income, you can’t really wait three, four months and not have any payments.”

A new top-up payment for those with the most severe conditions is to be introduced.

A new organisation, the Infected Blood Compensation Authority, was set up to oversee the scheme with nearly £12 billion set aside for payments.