�y��vlog

It has pledged to return with interest any payments made by its policyholders under the emergency rates if they exceed what the company is ultimately granted.

They include allowing insurers to charge their California policyholders for the costs of reinsurance, which is acquired from other insurers to limit potential damage costs after a catastrophic event such as the L.A. fires.

Another bill would give the commissioner the authority to issue moratoriums barring insurers from non-renewing and canceling the policies of businesses and other policyholders after large fires.

Los Angeles advocacy group Consumer Watchdog, which opposed Lara’s allowance of policyholder surcharges last year, said it would seek to block them now.

After the advance payment, the law says that policyholders should receive the full value of their possessions, up to their content policy limits, once they have provided documentation.