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Problems with timely capital replenishment, bank liquidity gaps and poor rate “transmission” are three major constraints on banks’ supply of credit, Sun Guofeng, head of the People’s Bank of China’s monetary policy department, wrote in a commentary in the PBOC’s China Finance magazine.

And don’t exchange currency at the airport store fronts; you’re likely to get a poor rate.

Bleak prospects for translation, and the poor rate of pay, led him into a variety of fallback occupations.

If the driver is poor rate accordingly.

That relatively poor rate of return has encouraged Chinese savers to invest in unregulated investment products in the so called shadow banking system.