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At least mortgages were tied to real property that human beings could live in or rebuild or sell, even at a prodigious loss.

Under California law, utility companies are strictly liable for all damages to real property associated with a fire, including houses.

But James' suggestion that Trump post his real property to the court is "absurd," Germain said, arguing that the court is "not equipped to manage" it.

Chubb was “actively negotiating” with Trump but “within the past week” the company reversed course and “notified Defendants that it could not accept real property as collateral,” according to Garten.

If Trump isn’t able to pay, the state “could levy and sell his assets, lien his real property, and garnish anyone who owes him money,” Syracuse University Law Professor Gregory Germain said.