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A check of bank details for G Anderson with Muirhead's bank details found the sort code and account numbers matched.

Confirmation of Payee is the process that checks the sort code and account number against the name of the intended recipient.

Invoices paid to Sarah Jones were paid under the name "S Jones" to an account which had Stephanie Jones' sort code and account number.

The criminals who targeted Rudy managed to convince him they were calling from his bank by quoting his sort code, account number and card details back to him over the phone.

A heavily indebted car mechanic in Cambridge who found £193,000 in his account – following a sort code error by a pensioner – says he thought the money was from his “nan’s estate” and that Barclays initially refused to take the money back.