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Some will point to this case as proof that paying charges to a "star" fund manager to try to beat the market is a waste of time and that instead, people should invest in a passive tracker fund.

Investors using low-cost funds to track the Hang Seng, like the $11.2 billion Tracker Fund of Hong Kong , have felt the pain.

In both cases you would have been much better off buying a simple tracker fund.

"If you don't want to go down that road, a tracker fund is for you."

DLT Financial said it hopes the tracker fund will make such currencies a more attractive investment asset class.