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Ms. Hartman was born in Wilkes-Barre, Pa., and was a resident of Chevy Chase, Md. She joined Commerce in 1945 and during her career was director of the International Trade Administration’s foreign trade reference room, among other positions.

The trade reference was an implicit threat to reassert U.S. complaints about Chinese economic practices that Trump has largely set aside in recent months as he has sought to engage Xi, with whom he claims a strong relationship.

Because he used free once as a positive and once as a negative, I’m going to let those uses cancel each other out and credit him with zero to one “free” — depending on how you want to count his free trade reference.

Typically you'd list a supplier who has worked with you on a credit basis as a trade reference.

A social security number, name of a banking relationship, trade reference, or old credit report can lead the way to property, bank accounts, or other assets that can be garnished by the creditor.