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One more thing to consider: Since you’re the higher wage earner, it’s important for you to maximize your own benefit because it’s the one that determines how much the survivor will get.

Calling wage earners “businessmen” instead of “struggling working families.”

Mounzer was the father of four young children, and was the only wage earner in his family, also looking after his ailing father and brother.

They also increase government revenues from increased earnings and taxes paid by parents, and later by children who go on to become wage earners or entrepreneurs.

“Pay day is coming,” Mr. Sunak posted, referring to the savings that an average wage earner would supposedly reap from a cut in mandatory contributions to Britain’s national insurance system.