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Children over ten years of age shall be provided with employment in suitable branches of industry; they shall be credited for such portions of each annual dividend, as shall be decided by the Association, and on the completion of their education in the Association at the age of twenty, shall be entitled to a certificate of stock to the amount of credits in their favor, and may be admitted as members of the Association.

Scrip, skrip, n. that which is written: a piece of paper containing writing: a certificate of stock or shares in any joint-stock company subscribed or allotted.—ns.

Finally when a certificate of stock has been assigned in blank as collateral security, which is often done, and never transferred to the pledgee on the books of the corporation, a memorandum only having been made on the stub of the certificate in the stock book, the pledgee is not a stockholder and cannot vote the stock.

Unless prevented by charter, statute or by-law a stockholder may vote at any corporate meeting even though no certificate of stock has been issued to him.

"A certificate of stock which will increase your allowance of pocket money to about ten dollars a week."